# Meridio > Meridio is a New York-based health benefits platform that helps small and growing businesses offer affordable health benefits with clear pricing, nationwide coverage, and personalized support. Plans start at $180/month, with no group-size minimums and ACA-compliant options. Meridio operates as a managed service: it pairs employers with licensed Benefit Guides, handles enrollment, billing, and participation, and supports teams year-round through the Meridio TeamHub. ## About Meridio - Meridio serves small and growing businesses, including multi-location and franchise teams and workforces that mix W-2 employees and 1099 contractors. Its sweet spot is teams that find traditional group insurance too large, too expensive, or too complex. - Coverage is delivered through the Claritev/Multiplan PHCS network. Core plans cover everyday preventive, diagnostic, in-patient, and pharmacy needs; more comprehensive options can include wider networks (Cigna, Aetna, BCBS) and HSA and ICHRA structures. - Meridio was founded by Bobby Sain, who leads finance and business development. The company grew out of lessons learned building Waitron, a hospitality staffing platform sold to Qwick in 2019. - Contact: Sales 1-212-634-9389; member support 1-888-976-0940. ## Core Pages - [Home](https://www.getmeridio.com/): Overview of Meridio's approach — real savings, real support, real results — and how the process works. - [Plans](https://www.getmeridio.com/plans): Plan tiers, what's covered, network access, and the managed-service model (onboarding, billing, participation, TeamHub). - [Customers](https://www.getmeridio.com/customers): How Meridio works for employers and their teams. - [Partners](https://www.getmeridio.com/partners): Partner and referral program for brokers, associations, and platforms. - [About](https://www.getmeridio.com/about-us): Mission, team, and the managed-service philosophy behind Meridio. - [Contact](https://www.getmeridio.com/contact-us): Ways to reach the Meridio team. - [Talk to Sales](https://www.getmeridio.com/talk-to-meridio-sales): Request a free benefits assessment for your business. - [Careers](https://www.getmeridio.com/careers): Open roles at Meridio. ## Decision Guides for Employers - [Best Health Benefits for Small Businesses: A Strategic Guide](https://www.getmeridio.com/post/best-health-benefits-for-small-businesses-a-strategic-guide): How to choose affordable, flexible coverage for a team of 11–50 employees. - [How to Choose the Right Health Benefits for Your Business](https://www.getmeridio.com/post/how-to-choose-health-benefits-for-your-business): Signs you're ready to offer or change benefits, red flags, and questions to ask. - [Health Benefits Strategies: When It's Time to Offer Benefits](https://www.getmeridio.com/post/health-benefits-strategies-when-its-time-to-offer-benefits): Recognizing readiness and building a plan that fits your team and budget. - [The Small Business Guide to Cost-Effective Health Insurance Plans](https://www.getmeridio.com/post/the-small-business-guide-to-cost-effective-health-insurance-plans): Cost-effective strategies, provider networks, and what to look for in a benefits partner. - [Health Plans 101: A Comprehensive Guide for Growing Businesses](https://www.getmeridio.com/post/health-plans-101-a-comprehensive-guide-for-growing-businesses): The ACA, health plan types, and how to shop for benefits. - [Finding the Right Health Benefits: What Business Leaders Need to Know](https://www.getmeridio.com/post/finding-the-right-health-benefits-what-business-leaders-need-to-know): Ten key questions to ask when evaluating benefits for your team. - [Comparing the Healthcare Marketplace vs Meridio](https://www.getmeridio.com/post/comparing-the-healthcare-marketplace-for-your-team-vs-meridio-everyday-health-benefits): Side-by-side of ACA Marketplace plans and Meridio for mixed W-2/1099 teams under 50. - [Expanding Your Health Benefits Offering: A Guide for Business Owners](https://www.getmeridio.com/post/expanding-your-health-benefits-offering-a-guide-for-business-owners): Legal landscape, common pitfalls, and strategies for benefits that scale. ## Compliance and Operations - [Benefits Compliance: ACA-Compliant Benefits for 50+ Employees](https://www.getmeridio.com/post/benefits-compliance-50-employees): Implementing ACA-compliant benefits as you cross the 50-employee threshold. - [What Does ERISA Mean for Your Small Business and Healthcare?](https://www.getmeridio.com/post/what-does-erisa-mean-for-your-small-business-and-healthcare): What employers need to know about ERISA compliance. - [Navigating the Affordable Care Act: How It Affects Small Business Owners](https://www.getmeridio.com/post/the-affordable-care-act-how-it-affects-small-business-owners): Employer mandates, marketplace options, and potential changes. - [Healthcare for Small Businesses: Understanding the Jargon](https://www.getmeridio.com/post/healthcare-for-small-business-understanding-the-jargon): Plain-language breakdown of ERISA, COBRA, HIPAA, and other terms. - [Health Benefits Open Enrollment: Best Practices for Your Team](https://www.getmeridio.com/post/open-enrollment-best-practices-2026): Clear, layered communication to reduce confusion during open enrollment. - [2026 Health Benefits Strategies: Tips for Offering Employee Contributions](https://www.getmeridio.com/post/2026-health-benefits-strategies-tips-for-offering-employee-contributions): Structuring employee contribution strategies for 2026. - [A Practical Checklist for Renewing Employer-Paid Health Benefits](https://www.getmeridio.com/post/a-practical-checklist-for-business-owners-renewing-employer-paid-health-benefits): Step-by-step checklist for the renewal period. - [How to Use the Claritev Multiplan Network to Find a Provider](https://www.getmeridio.com/post/find-providers-multiplan-phcs-network): Finding participating providers and nominating your current doctor. ## Industry Insights - [Small Business Health Insurance: Key Market Trends and Impact](https://www.getmeridio.com/post/small-business-health-insurance-key-market-trends-and-impact): How expiring ACA subsidies and a shrinking small-group market reshape costs and options. - [The Seismic Shift in Commercial Healthcare: A Uniquely American Ride](https://www.getmeridio.com/post/the-seismic-shift-in-commercial-healthcare-a-uniquely-american-ride): Meridio CEO Bobby Sain on the history and complexity of US healthcare benefits. - [A CEO's Take on the Shifting Healthcare Marketplace](https://www.getmeridio.com/post/the-shifting-healthcare-marketplace): Perspective on where the small-business healthcare market is heading. - [What Franchise Owners Need to Know About Health Insurance](https://www.getmeridio.com/post/franchise-health-insurance): Balancing compliance, cost, and ease across multi-location franchise teams. - [Health Insurance for 1099 Contractors: What Businesses Need to Know](https://www.getmeridio.com/post/can-you-offer-health-insurance-to-1099-employees): Flexible ways to support contractors in mixed workforces. ## Case Studies - [Growing With Confidence: U4EA Farms](https://www.getmeridio.com/post/u4ea-farms-case-study): A first-time health benefits offering for a growing team. - [Saving the Sale: Resolving ACA Compliance Concerns](https://www.getmeridio.com/post/on-point-delivery-aca-compliance-case-study): How Meridio addressed a delivery company's ACA compliance questions. - [More Affordable, Accessible Health Benefits for Advantage Pools](https://www.getmeridio.com/post/advantage-pools-case-study): Expanding access while controlling cost. - [From Health Benefits Nightmare to Peace of Mind: KDM Group](https://www.getmeridio.com/post/kdm-group-case-study): Switching from Marketplace coverage to Meridio for transparency and support. ## Company - [Meet Meridio: Who We Are and How We Got Here](https://www.getmeridio.com/post/who-we-are-and-how-we-got-here): The company's origin, from hospitality staffing to a benefits platform. - [Meridio Welcomes Larry Dunivan to Board of Directors](https://www.getmeridio.com/post/meridio-welcomes-hcm-industry-leader-larry-dunivan-to-board-of-directors): HCM industry veteran joins the board. - [Employee Spotlight: Susan Yetter, Benefits Guide Team Manager](https://www.getmeridio.com/post/employee-spotlight-susan-yetter-benefits-guide-team-manager): How the Benefits Guide team helps employees understand their options. ## Optional - [Wellness Program ROI: The Real Value of Offering Employee Health Benefits](https://www.getmeridio.com/post/wellness-program-roi): Measuring benefits ROI through retention, recruitment, and satisfaction. - [How to Tackle Rising Healthcare Costs for Your Small Business](https://www.getmeridio.com/post/how-to-tackle-rising-healthcare-costs-for-your-small-business): Strategies to manage climbing premiums. - [How to Introduce Health Benefits to Your Employees](https://www.getmeridio.com/post/how-to-introduce-health-benefits-to-your-employees): A six-step rollout plan. - [Tips for Talking to Your Employees About Health Benefits](https://www.getmeridio.com/post/tips-for-talking-about-health-benefits): Communicating coverage options clearly. - [Take the Headache Out of Health Benefits](https://www.getmeridio.com/post/take-the-headache-out-of-health-benefits-how-meridio-simplifies-the-process-for-business-owners): How Meridio simplifies enrollment and administration. - [Spotting Burnout: Keeping Your Team Energized](https://www.getmeridio.com/post/spotting-burnout-how-to-keep-your-team-energized-and-mental-health-a-priority): Recognizing burnout and supporting mental health. - [Your Health Roadmap: 6 Steps to Proactive Wellness](https://www.getmeridio.com/post/your-health-roadmap-6-steps-to-proactive-wellness): A proactive approach to using health benefits. - [Privacy Policy](https://www.getmeridio.com/privacy-policy) - 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